Business Section Accounting Bank Employee

Question: Depict about the Business Section Accounting for Bank Employee. Answer: 1. The article chose is from Sydney Morning Herald dated 9 September 2016 under the Business Section named Wells Fargo to pay $240m for unapproved accounts. The bank representatives given focuses for the quantity of new record opening and get motivating forces on the accomplishment of such targets. The issue came to spotlight when Carrie Tolstedt declared her abrupt retirement in July 2016 while the planned retirement was toward the year's end. She is apparently resigning with a severance understanding of $124.6 million and her unit has made 2 million unapproved client accounts. The CEO valued her initiative characteristics and expressed that she was a standard transporter of the way of life of the bank (Corkery, 2016). The primary issue featured for this situation is the bank alongside a large number of representatives was engaged with the opening of phony records and unapproved exchanges of moving assets were done which brought about clients being charged for administrations that they had settled on nor had any thought regarding (Goldstein, 2016). The Customer Financial Protection Bureau (CFPB) slapped a fine of $US 100 million, the Office of Comptroller of Currency raised a fine of $the Los Angeles City Attorney and US 35 million made due with $US 50 million. This is conceivably the biggest punishment at any point forced by the CFPB as it got more than 3000 protests. Aside from this, the bank is additionally said to have consented to repay clients who were laid unapproved expenses and charges and Wells Fargo has put aside $US 5 million for the equivalent. The representatives had subtly opened records in the names of the current clients so as to hit deals and accomplish target account opening rewards. As a huge number of workers were engaged with this misrepresentation, Wells Fargo has laid off in excess of 5300 representatives over the most recent five years (Goldstein, 2016). One of the driving variables behind this action is seen as the high weight targets given to the worker that prompts appropriation of such methods (Davidson, 2016). A previous representative guaranteed that he was confronting the danger of being terminated for not meeting the ordinary objective and this was on a normal premise. This outrage ends up being disclosure as such practices can be oversee by different banks too. The CFBC has a great many objections stopped against major of all shapes and sizes loan specialists and foundations. One such grievance held up by a client about Wells Fargo portrayed that the client was being convince to re-open an investment account that was not recently opened by the client. Such were the sort of beguiling practices utilized by the bank (Egan, 2013). At Wells Fargo, a dominant part bit of the extortion is said to have occurred in the retail banking and Mastercard divisions that are ordered under Community Banking Division. As CFPB has not made a particular notice about Tolstedt regarding this misrepresentation, she is apparently resigning with a rewarding reward in spite of being responsible for the Community Banking Division. As indicated by CNN, it isn't the programmers that alarm the clients for their records rather brokers themselves. The reality of sacking 5300 representatives unmistakably illuminates the standardized extraction that has been occurring at Wells Fargo from right around 10 years. A previous worker of Wells Fargo in this way asserts they would open records in the names of their loved ones to leave for the afternoon (Rushkoff, 2016). In the event that development is focus by the bank, at that point is there genuine development in this? It would be better however in the event that the banks quit focusing on extraordinary forceful development. As innovation has propelled, it has given simple access to the clients subtleties for the making of phony ledgers. The distraught drive for opening records is because of the motivations given to the representatives and the impetuses given to the banks under the guise of financializing the economy without the smallest idea about the effect of the equivalent on clients lives and the world (Hamilton, 2016). It isn't only an extortion however a grandstand of outrageous free enterprise where banks don't focus on esteem creation yet just volume creation as exchanges and records. In a developing economy, banks can accomplish genuine development as organizations grow and require capital for the equivalent. In any case, when economies are in emergency or melancholy, banks find such il l-conceived approaches to at present show development, hold a higher offer cost, and guarantee capital additions for its investors (Miles, 2011). Subsequently, it is completely created. To make this manufactured development, banks take a gander at separating cash from a similar client in various manners like giving another charge card with higher expenses, giving new credits with high start costs, or simply making the current terms of the records and obligations more terrible and costlier. At Wells Fargo since a great many workers were included, it very well may be said to have become an organization culture and it won't come as an astonishment if this becomes and industry culture (Hrushka, 2016). One of the potential approaches to spare from such examples is when banks understand their duties towards open great and exist for the equivalent as opposed to pointing aimlessly for frantic engineered development. Making existing clients, pay more will deplete the economy and lead to a destruction over the long haul. Banks need to welcome the way that they don't get the opportunity to develop consistently. 2. The Exposure Draft on Consolidation (Topic 810) with explicit reference to Interest held through Related Parties that are under Common Control gave on June 23, 2016 is chosen for this task. an) Introduction of the significant issues in the new norm The Exposure Draft requires six inquiries to be answer by the respondents. The issues brought up in these issues are as underneath: Where the Reporting element is the single chief of the Variable Interest Entity, The Exposure Daft requires the revealing substance to remember every single direct enthusiasm for the VIE and on a proportionate premise, all the roundabout variable interests to decide if the detailing element is the essential recipient of the VIE (Pwc, 2015). This methodology would require union of every one of those under normal control with the single leader. Will this methodology increase wide acknowledgment and understanding? Will the interests of the investors be tended to as in specific circumstances requiring combination of the substances under basic control regardless of whether there is almost no immediate premium n the VIE? Is the proposed change approach thought about suitable or is there an elective progress approach that would be progressively fitting? Are exchange revelations required to be follow by the detailing element or some other exposures are required? Are the proposed corrections quickly relevant upon the issuance of the last update? In situations where elements have not received corrections in Update 2015-02, should these changes be embrace simultaneously when the elements choose to receive revisions in Update 2015-02? b) Consensus or contradiction between the remarking parties. The remarks of four gatherings from various fields is chosen and read for research. The remarks of gatherings specifically Ernst Young, Ford Motor Company, ACLI and Certified Credit Research Analyst (CCRA) Global Community and AIWMI assessed and talked about. On correlation of the reaction given by the gatherings, it is comprehended that there is an accord among the gatherings regarding all the focuses. There is no significant conflict regarding the equivalent. Just a couple of proposals are given. Ernst Youngs reaction expresses that greater clearness is required on assurance of the essential recipient when the chief and the related gatherings are under basic control and seem to have attributes that are under normal control. ASU has likewise incorporated the way that aberrant interests held through gatherings under regular control is think about identical to the immediate enthusiasm for whole. Ernst Young communicates worries about how this is deciphered by the chiefs and specialist organizations while execution. SEC Staff had expressed in one gathering that the leader or specialist co-op ought exclude such interests while thinking about the essentialness of the interests. As the related gatherings under basic control in the assurance hold, it whether a charge is a variable intrigue, except if conditions warrant a solidification is situations where the structure is configuration to maintain a strategic distance from the union (Mansell, 2014). This view is in opposition to the prerequisite according to the presentation draft. Subsequently, explanation is looked for on the equivalent to guarantee that steady practices are being followed during the execution in such cases. The reaction from Ford accompanies an illustrative model and empowers the introduction of more delineations to explain the pragmatic appropriateness of the proposed corrections. Models on the best way to apply these changes for the distinguishing proof of the essential recipient and the readiness of isolated budget summaries could advance a progressively reliable execution over the preparer networks. Proposals have been given about the powerful date for the execution of the proposed change for substances that have either effectively embraced alteration in Update 2015-02 or not. While Ford proposes the permitting of early reception by elements in the event that they wish to, ACLI recommends that one year timespan is required to be given for the execution. c) Assumptions behind open intrigue, private intrigue and catch hypotheses Regarding open intrigue, the inquiry rose on the advantages to the investors because of this proposed revision and the exposure necessities suppositions could be break down. The progress revelations are requiring to be made by the announcing element and all the gatherings that have remarked have approved to the equivalent. Likewise as they would like to think, no extra exposures are required. Concerning the tending to of s

FINAL PROJECT Essay Example | Topics and Well Written Essays - 250 words

Last PROJECT - Essay Example The vocalists of these melodies admit longings, sins, shout out against the regular, and ache for escape from the prompt. (Urban word reference: Emo, 2012) This is effectively intelligent in the picture introduced in Paige Bradley’s â€Å"Expansion.† This is lovely visual portrayal of the craving for or capability of the individual to rise from the limits of its physical structure. A definitive and perfect type of departure. It isn't simply music that can be affected by cultural concerns, at the same time, both, reasoning and religion, also. There is an intrinsic opportunity of the advanced period that permits the opportunity of thought. The variety of convictions and ways of thinking that exist and are communicated are gigantic. That said there is so much potential idea, so much potential innovativeness, so much chance that, in the end, all of humanity will have no real option except to erupt from the prohibitive limits it does not require anymore. This, likewise, can be contrasted with the picture and message of Bradley’s â€Å"Expansion.† This is second when this individual is discharged into another presence whatever it might be. It resembles a resurrection. Ultimately, most religions have been set up for a considerable length of time and are hard to impact to change. Notwithstanding, even a portion of the world’s strictest and constant religions could locate a pleasing commonali ty in survey the picture that is â€Å"Expansion.† Here we see an unsettled, quiet, individual rising above from their human shell to turn into their characteristic ethereal state. This is an articulation that can without much of a stretch be seen as supporting of numerous strict perspectives. At long last, likewise with writing, film, and TV, the zones of theory, music, and religion are influenced by the necessities, needs, and worries of the individuals who live inside that society. The topic of this age is by all accounts idealism. The potential and allure to have the option to go past what we are is a basic and generally shared want. Human

Unfair Treatment of Minorities in the Criminal Justice System Essay

Unreasonable Treatment of Minorities in the Criminal Justice System - Essay Example Out of line Treatment of Minorities in the Criminal Justice System The U.S. criminal equity framework has gone under basic open examination in the ongoing years for one of the deep rooted issues harassing the country - racial separation. The current research endeavors a survey of criminal equity organization in the U.S. with the end goal of building up the postulation that minorities, Blacks and Latinos, are victimized at each phase inside the criminal equity framework - the racial minorities are accused of increasingly genuine wrongdoings, have less chance to supplication deal, are indicted all the more oftentimes, and get harsher sentences when contrasted and Caucasians in comparable circumstances. The extent of the examination is restricted to the degree of setting up the proposition and will not endeavor to break down the basic causes as well as look at the potential systems for guaranteeing equivalent equity to all. It is noteworthy to take note of that the issue of unreasonable treatment of minorities has been a subject of research and scholarly enthusiasm by for the most part sociology analysts and legal advisors. While specialists will in general differ on the wellsprings of divergence or overrepresentation of minorities, with respect to whether it is because of lopsided association in criminal offenses or to criminal equity framework inclinations, there is a general agreement that minorities are excessively spoken to and are dealt with unreasonably at pretty much every phase of the equity framework. [Kramer and Steffensmeir, 1993; Blumstein, 1993; Cole, 1999] An audit of the accessible research is endeavored to see how specialists have drawn closer and tended to the issue. As per Coramae Mann, racial separation is endemic to the United States; it saturates the criminal equity framework and all other American establishments, bringing about the low treatment of racial minorities. She guarantees that when the more outrageous, foundational methods for financial and political control of minorities utilized in the past were not, at this point possible or ethically adequate ... criminal law started to be utilized to distribution center American minorities and keep up their inconsistent status. [Mann, 1993; p. 127] David Cole, an educator at Georgetown University Law Center and a lawyer with Center for Constitutional Rights, who contemplated inconsistent racial equity in the U.S. claims that our [the U.S.] criminal equity framework certifiably relies upon imbalance [Cole, 1999; p.5] He asserts that without race and class inconsistencies the criminal equity framework couldn't have managed the approach of mass detainment sought after since the 1980s. Cole asserts that African Americans, who establish 12 percent of everybody, include the greater part of the jail populace and have higher capture and conviction rates, carry out longer punishments, face higher bail sums and are regularly survivors of police utilization of savage power than white residents. [Cole, 1999; p.4] According to Cassia Spohn, blacks and Hispanics who are youthful, male, and jobless are especially almost certain than their white partners to be condemned to jail and get longer sentences in certain locales. Spohn's investigation additionally guarantee that minorities indicted for medicate offenses, those with longer earlier lawbreaker

Managing Change In Operations Essay -- essays research papers

Conduct Traits of Successful Businesses Business Innovation Opportunities Organizations are asset restricted and should figure out where and how to designate assets to accomplish business strategic. This means why it is so significant for business to be inventive and effectively plan for advancement accurately. Development is an alter of course and it modifies speculation arrangement so it is basic from the beginning for the business organizer to be clear about the present condition of item â€Å"portfolio†. The organizer must perceive how to adjust the present items against potential strategies for future turn of events and their conceivable ramifications as far as income, piece of the overall industry, return on capital utilized and other key parts of organization targets. An effective conduct quality grabbing hold for fruitful organizations is to create plans of action to evaluate a methodology. These models give change models developing issues, for example, â€Å"what†, that give an image of the organization now of examination; and â€Å"which†, that propose elective activity ways for the organization to take. Both of these models give data to manufacture an increasingly complete image of occasions inside the business and choices for future turn of events. Supervisors should utilize these models and numerous don’t. Those that do are bound to be effective and be able to limit danger of disappointment. Business chiefs who do are unquestionably bound to endure. For organizers and non-organizers there is definitely not a solitary all inclusive procedure that can be applied in all circumstances. Utilization of key arranging models can be a significant conduct quality for effective organizations. Organizations that don't utilize key arranging models generally don’t in light of the fact that the model doesn't offer what the client needs. It might be deficient on account of its examination of the connection between organization assets and markets. These outcome in guidance about by and large speculation choices as opposed to about the points of interest of how to deal with the options in the market/business relationship can be silly, since there are consistently choices so as to pick up the most extreme upper hand. Since change is so a significant part of business progression, numerous models don’t fundamentally give indefatigable recommendations to what kind of progress ought to be thought of. A case of displaying one such model being used by Boston Consulting Gr... ...he showcase required by different kinds of advancement. Hence, three expansive kinds of hierarchical examples can be portrayed as proper for segments of the advancement framework and it tends to be depicted as follows: 1. Regular room †fitting for the advancement of division making developments 2. Rugby scrum †approaches are best for the administration of execution expansion, mechanical rearrangement and procedure advancements and those developments that require a nearby and proceeding with contact with the commercial center for successful control 3. Café †renewal, administration, marking, structure and bundling are generally fit in this division When an organization has defined an advancement approach it must assess whether to gain the aptitude from outside the association (procurement), to obtain it (authorizing), to create it with a collaborate with some particular ability around there (joint endeavor), or to focus on building up the information inside. By concentrating how information has been gained and the issues related with each course, it is then conceivable to arrive at some broad decisions about the best in general technique for creating upper hand in the 1990’s and past.

Drones for Domestic Video Surveillance Research Paper

Automatons for Domestic Video Surveillance - Research Paper Example Automatons are simple and are required to change security observation just as being viewed as basic resource in future notwithstanding protection concerns and different maltreatment. Individuals of various political philosophies have raised discussion in regards to the utilization of automaton with adversaries grumbling of encroachment of essential security (Yanklowitz Web) interests and option to connect with others openly while defenders underscore on potential advantages, for example, ensuring open wellbeing (Locke Web). Thompson affirms that issues of security and interests have consistently been activated by appearance of reconnaissance innovation in the past since law masters would now be able to see through dividers or track one’s development from the sky (7). It is consequently evident that numerous individuals question the correct harmony between the need of the legislature to keep individuals safe and the protection needs of people in general despite the fact that the open help ramble utilization in certain conditions and less eager about utilizing them as a feature of routine law requirement. It is along these lines evident that automatons have restricted capacities, for example, inability to speak with regular folks for increasingly itemized insight and the way that they can't go from entryway to entryway. Also, a few automatons are deadly and can in this way not be utilized for reconnaissance and the open feel neurotic and feel like the administration watches them. Yanklowitz contends that security concerns are the principle difficulties to residential utilization of automatons in light of the fact that ceaseless observation may torment, disgrace and even make one misfortune pride (Web). Automatons let the administration spy on general society at home in different conditions, for example, while washing up or doing some touchy things that may require some type of protection thus denying privileges of people in general and bringing down their pride. Thompson clarifies that home assumes a necessary job in American life and is concurred the best fourth amendment security by guaranteeing that the privilege of

The Best Approach You Need to Be Using for Presentation Writer

The Best Approach You Need to Be Using for Presentation Writer Presentation will be finished quickly and will look very trendy and professional. Presentations are rather useful not just in classwork but also in real-life scenarios. Developing a PowerPoint presentation isn't only interesting, but extremely helpful! Developing a strong PowerPoint presentation is hard, especially if you're doing it for the very first moment. Thus, you might not doubt their quality. Cost When you make the choice to pay for PowerPoint presentation, you should be prepared to pay any sum provided you are assured of excellent work. Expert advice Another advantage which comes with the choice to pay for PowerPoint presentation writing services is the simple fact which you are assured of expert advice. For additional info, check out the Veteran Services page. 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Personal development skills - Free Essay Example

Sample details Pages: 9 Words: 2817 Downloads: 8 Date added: 2017/06/26 Category Public Relations Essay Type Research paper Did you like this example? Assignment front sheet In this assessment you will have opportunities to provide evidence against the following criteria. a Indicate the page numbers where the evidence can be found. Criteria reference To achieve the criteria the evidence must show that the student is able to: Task no. Evidence 1.1 Evaluate approaches to self-managed learning 1.2 Propose ways in which lifelong learning in personal and professional contexts could be encouraged 1.3 Evaluate the benefits of self-managed learning to the individual and organization 2.1 Evaluate own current skills and competencies against professional standards and organizational objectives 2.2 Identify own development needs and the activities required to meet them 2.3 Identify development opportunities to meet current and future defined needs 2.4 Devise a personal and professional development plan based on identified needs 3.1 Discuss the processes and activities required to implement the development plan 3.2 Undertake and document development activities as planned 3.3 Reflect critically on own learning against original aims and objectives set in the development plan 3.4 Update the development plan based on feedback and evaluation 4.1 Select solutions to work based problems 4.2 Communicate in a variety of styles and appropriate manner at various levels 4.3 Evaluate and use effective time management strategies Learner declaration I certify that the work submitted for this assignment is my own and research sources are fully acknowledged. Learner signature: Date: 29.01.2014 Personal Mission: to be a successful business woman Objectives: To get MBA from Myanmar Imperial College with distinctions in 2017 3.1Personal SWOT Analysis . Don’t waste time! Our writers will create an original "Personal development skills" essay for you Create order Strength Weakness Lazy to do assignment, but when I do these I do the best. I can do power point presentation well. Weak in English writing speaking skills. Lazy to do Assignments. I have no time management to do assignments I do the assignments when I want to do. Opportunities Threats I have a chance to choose the college which is the best for me to get the MBA. My family supports my education to get the MBA. Our college has the teachers who are professional in their respective subjects. Difficult assignments 3.2 Professional SWOT Analysis Strength Weakness -Good communication skill -Negotiation skill -I can influence on other people. -No time management -Leadership -Self-confidence Opportunities Threats -When I get MBA, I can get the job. -If I get the degrees of economy, the companies will call to work. Skill Audit Mission: to attend MBA at Myanmar Imperial College Personal objectives: to get MBA with distinctions in 2017 Professional objectives: to become successful business woman and to become Managing director of Construction Co.Ltd. Required Skills Required skills to achieve Personal Objectives Required skills to achieve Professional Objectives English language skill Presentation skill Self-management skill IT skill Team working skill Decision-making skill Leadership skill Problem solving skill Negotiating skill Existing Skills ( from personal SWOT analysis) Existing skills to achieve Personal Objectives Existing skills to achieve Professional Objectives Presentation skill IT skill Team working skill Problem solving skill Negotiating skill Skills needed to be developed Skills needed to be developed for Personal Objectives Skills needed to be developed for Professional Objectives English language skill Self-management skill Decision making skill Leadership skill Task 2 Personal and Professional Development Plan Mission- to attend MBA at Myanmar Imperial College and Personal Objectives Professional objectives Skills need to be fulfilled for personal requirement English language skill Self-management skill Decision making skill and Leadership skill Strategies Teach with English native speaker and attend IELTS to improve my English language skill. And then read some English books.(e.g. Readers Digest) Practice concentrating on my work doing one thing at the time, start each day happily to develop my self-management skill. Read the books which are concern with decision making to improve my decision making skill. Read the books which are concern with leadership skill to develop my leadership skill. Resources and Output For English language skill- learn at 9 miles, Teacher Kevin for SAT, at Edulink Australia for 4 skills and IELTS. For Management and leadership skill- borrow management and leadership skill books at American Centre. For decision making skill- learn help at my daddys company ( Khit Thit Chan Thar Co.Ltd). And borrow decision making books from American Centre and British Council. Deadline I will develop my English language skill within 1 year. I will improve my Self-management skill within 3 weeks. I will improve my decision making skill leadership skill within 1 month. Action plan For English language skill- watches the movies twice a week which will have to improve my English Language skill and read the Readers Digest once a day. For decision making skill-read the books which are concerns with decision making skill within a week. For Management and leadership skill- read the Mullin and other management and leadership books in my holidays. Outcome I will answer the English IELTS exam at online and at my teachers exam. I will talk with native speaker to check my English language skill. I will take part in my fathers job to check my levels of decision making, Management and Leadership skills. Review Control I will make to improve my presentation skill to make presentations in class. I will take part in games with my friends at school fun time to improve my team work skill. Task 3 Definition of Self-management learning Self-management learning (SML) involves individuals managing their own learning. This includes people taking responsibilities for decisions about: what they learn, when they learn, where they learn, how they learn and most basically why they learn. The approaches of Self-management learning There have nine approaches of Self-management learning. These are Facilitating learning Learning through research Learning from others Secondments Interviews Seminors and conferences Internet, intranets and extranets Newsgroups Bulletin boards Among nine approaches, I will explain about three approaches. Facilitating learning Facilitating learning is a process of helping people to research, learn and change is done with the help of facilitators. To accomplish that, we start by taking into account the different personality type and learning styles in the room as well as ensuring we embed an experiential learning component into every workshop. Additionally, each session we lead small group activities, work time and some whole group time. Advantages of facilitating learning The learner is actively included in learning time. Learners can work in an environment which is similar to the real world. Learning methods are available many. There is no need for large amount of learning materials. Disadvantages of facilitating learning The teacher part is not clearly defined. Cannot appropriate in some cultural contexts. Facilitating learning is can be seen to be more expensive. Need for extra facilities to allow for team work. Internet, Intranets and Extranets Internet The internet is the world-wide network of computers accessed with the assistance of modem. It involves e-mail, news group, Facebook, Web Sites and other forums. That is a public web, although many of the computers or laptops connected to it are one of the parts of intranets. It uses the Internet Protocol (IP) as a communication standard. Advantages of internet Can connect with people easily. Can find the information what u want to know. Internet is the best and the cheapest way to advertise your product or business. Can send emails, photos and videos easily to other friends and family. Can know news about education, gossip, entertainment and foods easily. Can make credit card online and can order the things what you want from online shopping. And you dont need to go yourself because there has door to door service on online. Disadvantages of internet Now, Facebook is the most popular social network in people. So people can lose their golden time by using Facebook and other social networks. People who use the internet, your personal information such as name, age, and address can be accessed by other people. And if you use your credit card to online shopping, the information about your credit card can be stolen. The biggest disadvantage of internet is perhaps the pornography and age-impropriate content. It can lack of control to reach children (under 18). Intranets Intranet is the one of the computer network which maintained privately that only by authorized persons can access. Many organizations and corporations communicate with their employees or members use the intranet. So intranet is often used in companies or corporations. Intranet users are people who are inside the company. Advantages of Intranets It has the ability to across the company internationally. It is useful for sharing information across the organization and can keep it privately. Disadvantages of Intranets Sometimes passwords from intranet can hack from the owners. This is because the passwords they tend to choose are easy to guess (for example, name, date of birth, address and phone number, etc.) Some organizations are not appropriate with this method of information sharing and this technology can bring addition costs. Definition of Extranet Extranet is the one of the private network which is similar to the intranet that uses the public telecommunication and the internet technology system to steadily share portion of the economies data or operations with providers, customers, followers, or other economies. An extranet can be observed as part of the businesss intranet which stretched to customers outside the business. Most of the extranet users are people who are outside the company. Advantages of Extranet It can share protected data with business special customers, clients and business partners. The content in extranet is always up to date. It can available 24 hours every day. Disadvantages of Extranet It involves the expenses associated with software, hardware and other technical support need for the process. It can decrease personal face to face contact with clients and other business partners. It can be expensive to maintain and implement. Bulletin boards Bulletin board is the one of the Computer Science System that enables to share and send messages, files and data allowed any users to leave message that can be read by any other users. The first Bulletin Board System (BBS), called the Computerized Bulletin Board System (CBBS), was invented in 1978 by Randy Svess and Ward Christensen. The Bulletin Board System (BBS) was the primary kind of online communication network since the 1980s and early 1990s, before the World Wide Web started popular. Advantages of Bulletin Boards The Bulletin Board Systems are so public. Because they can give their users to the opportunity to get information from the large number of news sources. Every business can set up their own Bulletin Boards System to help operations run a little more quickly. Disadvantages of Bulletin Boards Sometimes, they cant keep archive of each posts and threats. Definition of Lifelong learning Lifelong learning can be broadly involving an individuals education that is diverse, flexible and available at different places and times whole the life. The rule of social change and nowadays economic, the fast transition to a knowledge-based society, and demographic pressures resulting from an ageing population in Europe are all challenges which demand a new approach to training and education , within the framework of the lifelong learning.(BPP Learning Media 2010 ­, pg.29) Lifelong learning Self-directed learning Continuing professional development Linking higher education with industry Further education Recognition of Prior Learning (RPL) Apprenticeships Credit accumulation and Transfer Scheme (CATS) Among these, I will explain Self-directed learning. Self-directed learning Self-directed learning is not a new concept. It is based on the opinion that people learn and recollect more if they find things out for themselves. Harrison (1992) emphasizes the need to make a climate of awareness about the opportunities for development and learning and to create training events to improve skills and styles. (BPP Learning Media 2010, pg.29) Advantages of self-directed learning Can challenge to perform at best. Can seek assistance and offer assistance to others Can make joyfully celebrate by self. Can control by self and can maintain good habits. Can have own schedule time Disadvantages of Self-directed learning The idea that got by self is not good as well. Because this idea can must be obtained without the idea and opinion of the others rather than doing by self. Benefits of Self-management learning Individual Organization Can have own schedule time. Can make joyfully celebrate by self. Can control by self and can maintain good habits by self. The idea that got from group discussion is the best. Can share ideas and news from each other. Can work and learn with time management. Honey and Mumfords learning styles Peter Honey and Alan Mumford (1992) said that people vary not just in their learning skills but also in their learning styles. Peter Honey and Alan Mumford formulated a popular classification of learning styles in terms of the attitudes and behavior which determine an individuals preferred way of learning. (BBP Learning Media 2010, pg.17) The learning styles are Activist Reflector Theorist Pragmatist Activist- People who like to earn by doing. They have an open-minded approach to learning and involve themselves fully and without bias in new experiences. They prefer the challenges of new experiences and involve with others. Like anything new, small group discussion and problem solving. Reflector- People who learn from observing and thinking about what happened. They view new experiences from collecting data and taking the time to work towards an appropriate conclusion. Theorist-People who like to understand theories behind the actions. They prefer to synthesis and analyze drawing new information into a logical theory and systematic. They need concepts, models and facts in order to engage in the learning process. Pragmatist- People who prefer to apply new learning to actual practice to see if they work. Experimenters are trying out new technology, techniques and ideas to see if they work. In these learning styles, I am activist type because I like small group discussi on and problem solving. Also prefers the challenge of new experiences. Task 4 Im working as the General Manager of Construction Co.Ltd. So I am always facing with work problems. Some of the problems which I face are follows. Work based problems Time management Communication Employees do not listen General Managers order Solutions to solve work based problems Time management à ¢Ã¢â€š ¬Ã¢â‚¬Å" use the effective time management Draw the time-management strategies for employees Communication- talks and negotiates with other partners at work time and read the communication books and also orders to read the employees. Employees do not listen General Managers order-set the disciplines for employess Definition of Communication Communication in business can be defined as the transmission of information to the others. It is also the way of sending information with various methods. There has three types of communication. These are Written communication Verbal communication Non-verbal communication Written communication Written communication is by means of the way of written signs. A variety of written communication broadcasting is used in business contexts, for one-to-group and one-to-one communication. For examples, reports, letters, notice boards, email, the minutes of meeting and so on. Verbal communication Verbal communication is the main way of communicating face-to face. Now face-to-face broadcasting and Oral are now wide spread in organizations, in systems such as discussions, meetings, brainstorming sessions, and the others. Non-verbal communication Non-verbal communication is the process of communication through receiving and sending wordless cues between people. It is also called body language and involves of posture, facial expression and gestures. Definition of Time management Time management is the set of principles, practices, skills, tools and systems working together to help you get more value out of your time with the aim of improving th e quality of your life. Time, like any other resource, needs to be managed, it is to be used efficiently (without waste) and effectively (productively). (BPP Learning Media 2010, pg.109) Benefits of effectiveness time-management ABCD time management grid High urgent, high important High urgent, low important Low urgent, high important Low urgent, low important The Must, Ought and Prefer principle This principle involves listing all the tasks, duties, and activities that need to be finish within a given day then accessing the approximate time each is likely to take and allocating one of the MOP categories to each task. (BPP Learning Media 2010, pg.116) M is a must task is one which has to be completed part of the day or in whole day (and probably by a particular time, too). These jobs are best tackled first in any given day, when you have sufficient discretion over your time. When you are under time constraints imposed by others, M jobs should be done at the earliest opportunity. O or ought, tasks, which you decide are highly desirable to be completed during the day, but as the last resort could be delayed. These need to be attempted after the M tasks are under way. P, or preferred, tasks are those jobs you like doing because you find them pleasurable and satisfying. Additionally, such jobs will normally contribute to the good to the organization-provided you do not spend too much time on them. However, by the way nature of P t tasks, the tendency is to spend time on them to the detriment of Ms and Os, unless you have carried out the approximate time assessment mentioned above (an M task!), and kept to it.

Gender Discrimination in the Elizabethan Era Essay

Gender Discrimination was strongly evident in the Elizabethan Era between 1558 and 1603 with women ‘generally’ considered the inferior race and treated with subhuman actions based purely on their gender. Whilst is can be stated that women were treated wrongly is it fair to accuse the male men of that era with gender discrimination when it was what they were brought up to believe? Our morals and beliefs are derived from society’s general perception of right and wrong and in the Elizabethan Era it was considered normal to associate women with being a substandard class of citizens. This essay will attempt to understand what the roles were of men and women were in English society and the implications this had on both genders. Although the†¦show more content†¦They carried most of the burden of society’s issues and the expectation that the country was reliant on their leadership and participation in public life. Men in relation to the public life took precedence over women in succession to the throne, with a male being superior over his older sister in the line of progression to the throne. In the case of politics only men could sit in the House of Lords, be elected to the House of Commons and be a lawyer, judge juror or court official. All Justices of the Peace roles were male dominated and in most cases country officials and parish constables were too. In relation to military only men could serve in the armed forces and women could only serve in the military if they were successful in disguising themselves as a male. The institutional churches within England were run by males with most cases being that only men were able to preach in public, be a lay official or a priest or minister. Although women did have a smaller role within the church as nuns, this was a less significant role associated with the Roman Catholic Church. Economically was to an extent less exclusively male, although the public and recorded economy was male dominated. Men owned most land and ran most businesses; they had exclusive rights to nearly all the professions with the exception of midwifery. Men in preference to women usually inherited most property depending on the variance ofShow MoreRelatedOthello - shakespeare and saxs film adaptation923 Words   |  4 Pagesinequality between genders. The context of a text plays an essential role as it is the way in which the composers convey their message and this is done effectively as both composers are conveying an important message about racism and gender inequality. Racism is a theme that is prominently evident throughout Shakespeares Othello. Through this theme, there are several perceptions of an individuals race which are exhibited to establish the texts context. During the Elizabethan era, those who wereRead MoreEssay The Elizabethan Monarchy1138 Words   |  5 PagesThe Elizabethan Era was from 1533 (the birth of Queen Elizabeth 1) till 1603 (her death). Queen Elizabeth was the one who was responsible for what happened to the country during this era. For Queen Elizabeth, being part of the Elizabethan Royalty was a tough and challenging task. She played an important role within the religious conflicts for power between England and its neighboring countries, had the constant pressure to produce a successor, and had to endure sexual discrimination for being aRead MoreDifferent Forms of Prejudice Present in The Merchant of Venice by William Shakespeare1159 Words   |  5 Pagesnegative occurrence, can also be positive. Throughout The Merchant , there are many forms of prejudice among a variety of characters, because of race, gender or religion. 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As the playRead MoreEssay on Analysis of Virginia Woolf ´s Shakespeare ´s Sister701 Words   |  3 Pagesher own experiences, Woolf explains how â€Å"in the nineteenth century a woman was not encouraged to be an artist.† Instead, women were deemed of no value beyond the home or child bearing (Jacobus 702). Such gender issues have emerged in every facet of our society, primarily concentrating on gender equality in areas like education, status, awareness, and availing of socio-economic opportunities. In today’s context, with an overall look at history, in comparison to men, women remain relatively more constrainedRead MoreThe Historical Context Of Shakespeare s Titus Andronicus 1321 Words   |  6 PagesApril 2015 Tamora: Gender Constructs in Titus Andronicus In Shakespeare’s plays it is important to understand the historical context of women in the Elizabethan Age and their role. 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Susan Griffin s Are You My Mother Essay - 1499 Words

Relationship Aspects, Parent to Child Growing up is phase in which is determined by the parenting aspect, the parent to child bond which varies greatly. Childhood is essential but determined by parenting which influences the child’s later life, everything ties back to each other. Parenting not only can generate but structure a future, a parent’s role in a child life affective, and a child is affected by the absence or presence of a parent. Emmy award winning playwright and poet, Susan Griffin believes that all life is influenced and parenting shadows a child’s future. Feminist author Alison Bechdel noted that the aspect of how close a mother and daughter relationship is could change her life. Childhoods start and end at some point, some faster and some longer but the time in between and after, more so the aspects of relationships, parent to child becomes the shadow of our life. â€Å"Are You My Mother,† by Feminist author Alison Bechdel, very interesting as well as deep graphic novel. 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History And Its Impact On America - 1289 Words

Many points in history are very important because of how they happened and what effects those historical events made possible in the future. Without history America would not know where we came from or how we got to where we are today. History helps us as Americans make decisions that could improve our future as a country, because without history to lead us in the right direction we could constantly make the same mistakes over and over again. There are many important times in history that greatly influenced how America has grown into the country we are today. The new colonies were heavily taxed and watched over by the British Empire. The British were placing acts such as The Sugar Act of 1764, and The Stamp Act of 1765. (Williams,†¦show more content†¦If The Declaration of Independence had never had happened then the United States would still be a part of Britain or would have remained only as the first thirteen colonies. If America had never become America because The Declaration of Independence didn’t exist then most of our important documents may not have been written. The Louisiana Purchase is another part of history because it expanded American territory. The Louisiana Purchase was the purchase of land from the French that stretched from the Mississippi river into the east of the Rocky Mountains (networks). Jefferson was the president during this time that purchased the Louisiana Purchase for fifteen million dollars although he was worried that the act was unconstitutional it was an important decision to make to help expand America. This expansion of land secured the future of the nation and ended the friction of the use of the Mississippi River (Williams, Louisiana Purchase.). The Louisiana Purchase is Important because it helped expand Americas territory and helped immigration occur by providing many more locations to live in America. When the Louisiana Purchase was made Jefferson sent Louis and Clark to make an expedition to make a map of the land. Americans began to move out west to begin a new life in new territory. The Louisiana Purchase doubled the size of the United States

Banana peelings, ipil-ipil leaves and minera free essay sample

Shining your shoes can be a messy process that includes chemical laden roducts; it also stains your hands and also has a harsh odor that never seems to leave your shoes. Commercial shoe polish have many chemicals which can affect our health like turpentine; especially our respiratory system. It is very essential to our daily lives, because it makes us presentable and neat in every way. But now, you can leave all that behind. This shoe polish is great to use for a quick and easy buffer for your favorite pair of shoes. You can easily make a natural yet inexpensive shoe polish that also works like commercial ones. In this experiment, we intend to make a t will be fast, easy and leaves no mess or any unpleasant odor. Polishing your shoes with this kind of shoe polish is a great way to reduce waste. You can have polished shoes without damaging your health neither the environment, leaving behind zero packaging waste. We will write a custom essay sample on Banana peelings, ipil-ipil leaves and minera or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Using natural shoe polish as your shoe polish is cheaper and is more efficient than the other kinds of shoe polish. It is eco-friendly and is safe to use. Statement of the Problem: Is it possible to make a shoe polish out of banana peelings, Ipil-ipil leaves and baby oil? What is the component of each that consider them as one of the ingredient in making this shoe polish? Objectives To help the community in eco-waste management. To make a natural and affordable shoe polish that is comparable to commercially produced ones. To make banana peelings, ipil-ipil leaves and baby oil beneficial by using it as the main ingredient in making a shoe polish. Hypotheses We can make a shoe polish out of banana peelings, ipil-ipil leaves and baby oil because it all has this oil which can help the shoes to shine. Banana peelings have a slimy texture inside. It has this watery and oily content which can make the shoe to shine. It is also rich in potassium and potassium is great in leather. Baby oil from the ame itself, oil. It is known for its slippery texture and shiny appearance thats why it gives shine to the shoe. Ipil-ipil leaves have an extract which can get when it is pounded. And that extract helps the shoes to shine and maintain its quality. Significance of the study The study aimed to produce a cheaper and good quality shoe polish which is comparable to commercial produced ones. It is also eco-friendly and beneficial for eco-waste management program in the community. Background of the study: Banana is the common name for an edible fruit produced by several kinds of large herbaceous plants of the genus Musa. Bananas are said to be an excellent source of vitamin 86, soluble fiber, vitamin C, manganese, potassium. The peel has numerous long and thin strings. The fruit has been descried as leathery berry. Potassium was said to use to tan the leather. Banana peels have 30-40% tannin content. Potassium is used to treat and blacken the leather. Banana contains potassium that maintains the quality of the shoes. It has its own oil which is being sipped by the leather shoes making it shiny. Ipil-ipil is a small tree growing up 8 meters high. Leaves are compound, 15 to 25 centimeters long, with hairy rachis. Pinnae are 8 to 16, and 5 to 8 centimeters long. Leaflets are 20 to 30, linear oblong, and 7 to 12 millimeters long. Heads are solitary, at the axils of the leaves, long-peduncled, globose, and 2 to 5 centimeters in diameter, with many flowers. Flowers are whitish, in dense globue heads, 2 to 3 centimeters in diameter. Fruit is an oblong or linear pod, strap-shaped, 12 to 18 centimeters long, 1. 4 to 2 Mineral oil is a basic straight chain hydrocarbon and comes is various grades defined by the carbon atom count, which ranges from 18 to 30 carbon atoms. Mineral oil used in shoe products has a molecular composition of about C25H52 (25 annot have a pH value. In fact mineral oil is considered to be occlusive (a stop to moisture), whereas triglyceride base

Chronicle of a Death Fortold, by Gabriel Marquez, is concerned with death in life and life in death Essay Example For Students

Chronicle of a Death Fortold, by Gabriel Marquez, is concerned with death in life and life in death Essay It was rainy on the day of Santiago Nasars murder, and yet by the account of others, it was not. His death is so mingled with illusory images that everything seems mystified: much like death itself. The fact that the story is about how a death consumes the lives of the entire town as well as the victim, shows that it is concerned with death in life and asks us to evaluate our own views. Not only is the story concerned with death in life on the literary level, but the people of the town feel obliged to honor and offer gifts to a bishop that doesnt even like the town. It is perhaps because they fear if they do not keep their faith, they are putting in jeopardy their fate after death; this is the primary concern of all religions, life after death and fear of the unknown. For years we couldnt talk about anything else. . .and it was obvious that we werent doing it from an urge to clear up mysteries but because none of us could go on living without an exact knowledge of the place and the mission assigned to us by fate113. All right, girl, he said to her, trembling with rage, tell us who it was. . .Santiago Nasar, she said53. Whether or not Santiago Nasar was the reason behind Angela Vicarios lost honor, his death shapes and defines her life afterwards. Many in the town describe her as being a woman half in mourning and the narrator is amazed at how she ends up understanding her own life despite how much she was made to die in life101. Chronicle of a Death Fortold makes us look at life and death and face uncertainty about our future. Because it questions death and our belief in religion, it depreciates, in a sense, our strong belief in the glories of afterlife. Like the narrator, maybe we, couldnt bring ouselves to admit that life might end up resembling bad literature so much102. It makes us think that we should be content now, and not later, and that the intermingling of life and death is not purely coincidental, but perhaps one is no greater than the other.

A Visual Argument Essay Sample Will Help You Understand the Most Important Things About Writing

A Visual Argument Essay Sample Will Help You Understand the Most Important Things About WritingVisual Argument Essay Sample comes with five of the best text and reference example sentences in writing that will get you ready for a great examination. The text and reference examples in this are helpful in covering almost all writing situations as well as being helpful for working on a project.The written text examples in this book include essays, journals, reports, questions, test papers, and much more. The different types of essay topics covered are average essay topics, independent writing, problem writing, essay editing, essay transcription, thesis statements, essays in scientific fields, creative writing, sales letters, grants and scholarships, education, fiction, history, and memoirs. The written essay examples in this book are suitable for non-professionals as well as professionals in writing.This is an ideal companion for students as they learn how to analyze and organize their t houghts and ideas into different types of statements and essays. The book provides more detailed information in how to analyze and organize your thoughts. It also gives you information on what is writing really about and why you should be happy with what you write.It is important to be able to effectively use all of the various types of resources you have at your disposal. In addition to learning how to organize, visualize, and discuss your work, you must also be able to write and format your own material. The three parts of the book provide the main outline for writing, as well as exercises that assist you with each step. They include writing, reading, and practice.A book such as this will teach you how to make the most effective use of written information. These books can help you to think analytically and how to organize your thoughts, problems, and ideas in order to get them down on paper. This will help you improve your critical thinking and problem solving skills.If you have n ot learned how to structure, read, and interpret your own writing, you need to learn by taking advantage of visual essay examples. The entire visual essay book is full of information. This can be used on its own or in conjunction with other writing techniques and programs.It will give you the ability to solve complex problems while at the same time being able to identify and recognize patterns in your writing. The multiple approaches to analyzing your own writing will enable you to recognize more words and phrases that you may have missed before. This will be a learning experience that you will carry with you for the rest of your life.Visual essay sample provides a powerful approach to writing and editing. This allows you to see what it looks like and understand it much better than just reading a book about it. Being able to understand a book about the process of writing is not the same as being able to communicate it.

Perfect Competition an Example by

Perfect Competition by Expert Lilliana | 02 Dec 2016 Perfect Competition to the economist implies the absence of monopoly power that is the absence of any power on the part of any inpidual firm or consumer to influence market prices. In the perfect market there can be only one price for identical goods at the same moment in time. Need essay sample on "Perfect Competition" topic? We will write a custom essay sample specifically for you Proceed Conditions necessary for a perfect market/industry. 1. Large number of buyers and sellers must be large enough to prevent a single one of them from influencing the market price. In the other words, one single producer or purchaser will be able to influence the market price. The output of any single firm is only a small portion of the total output and the demand of any single purchaser is only a small proportion of total demand. Hence the market price has to be of total demand. Hence the market price has to be taken as given and undertaken by any purchaser and seller. If any seller attempts to change even a slightly higher price then others, the consumer will at once go to the other seller. Thus, no inpidual purchaser can influence the market by varying his own demand and no single firm is in a position to affect the market price by varying his own output. University Students Usually Tell EssayLab specialists: I'm not in the mood to write my paper online. I want to spend time with my friends Specialists propose: Help With Essay Writing Custom Essay Writing Company Pay For Essay Reviews Pay To Write Essay Best Essay Writing Service 2.Homogenous product: The commodity produced by all firms must be highly standardized that is, each unit must be identical with another. As a result, the buyers find that each seller is offering units of a product which are perfect substitutes for each other. Thus, it is immaterial for the purchaser or to who has produced it. 3.Free entry or exit: There shall be no restrictions on the firms entry or exit from that industry. This will happen when all the firms are making just normal profit. If the profit is more, new firms will enter and extra profit will be completed away; and if on the other hand, profit is less, some firms quite raising the profits for the remaining firms. 4. Perfect knowledge: Buyers and sellers have exact knowledge of what is happening in any part of market. This does not necessarily mean that the market involves a small area, but it does emphasis the importance of communication. When buyers and sellers know what prices are being offered by buyers, and buyers know what prices are being asked by the sellers. If follows that buyers can purchase a lowest price and sellers can sell at the highest price. The result of the efforts of buyers and sellers to obtain the best terms for themselves is the establishment of a single price through the market. 5. Actions solely based on price considerations: Buyers and sellers must base their actions solely on price, that is, there is no preference shown for buying from selling to any particular person. There must not be any brand loyalties preferential treatment or discrimination. It implies that no consumer has a favorite shop to which he remains loyal when the owner raises his prices; neither do sellers have favorite customer to who to give special discounts. 6. Perfect mobility of the factors of production: this mobility is essential in order to enable the firms top adjust their supply to demand. If demand exceeds supply, additional factors will move into the industry and in the opposite case move out. Mobility of the factors of production is essential to enable the firms and the industry to achieve on equilibrium position. 7. Absence of artificial restriction: There must not be any restrictions of trade, e.g. price control. The seller should be free to sell their products to any buyer and the buyers should be free to purchase from any seller. When these conditions (outlined above) necessary for a perfect market are fulfilled price differences for the same commodity are quickly eliminated so that one price tends to be established. Nature of market equilibrium. We are going to look on how demand and supply interact, and thus find an explanation of the determination of he price of any commodity in the market. In the theory of price determination, the concept of average and marginal revenue is the indispensable tools of analysis average revenue are the revenue per unit of the commodity sold. But since different units are sold at the same price in the market, therefore, average revenue equals price at which the commodity is sold. Thus, average revenue means price. As the consumers demand curve is the graphic relationship between price and the amount demanded, it also represents the average revenue or price at which the various amounts of a commodity are sold. Since the price offered by the buyer is the revenue from sellers point of view, therefore, average revenue (AR) curve of the firm is really the same thing as demand curve for the consumer. Average revenue can be determined by piding the total revenue by the number of units sold, i.e AR = TR No. of units sold. Marginal revenue: marginal revenue at any level of firms output, is the net revenue earned by selling another (additional) unit of product. If the price of a product falls when more of it is offered for sale, then that would involve a loss of the previous units which were sold at a higher price before, and will now be sold at the reduced price along with the additional one. This loss from the sale of the serious units must be deducted from the revenue earned by the additional unit. Relationship between AR and MR. The relationship between marginal and average revenues at various levels of output will be discussed as shown in the table below. Average revenue and marginal revenue are two different things. Column 3 shows average revenue while column 4 shows the marginal revenue. When average revenue is falling , marginal revenue is less than marginal revenue. Marginal revenue curve and MR , the dotted curve, is the marginal revenue curve. However under perfect competition, the average revenue curve of the firm is a horizontal straight line. This is so because inpidual firm under perfect competition, by its own action, cannot influence the price. The seller under the commodity at the ruling market price. In the case when average revenue curve is a horizontal line, the marginal revenue curve coincides with the average curve. This is because additional units are sold at the same price as before on loss is caused by the previous units which would have resulted if the sole of additional units would have forced the price down. EQUILIBFRUILM OF THE FIRM. A firm is in equilibrium when it has no incentive to change its levels of output when its total profits are the maximum. The equilibrium of a firm is usually discussed in two stages, viz, the short run and the long run. Firms equilibrium in the short run. Under perfect competition for an inpidual firm price is given. It cannot influence the price by its own action. It operates under the assumption that it can sell as much as it likes, at the prevailing price. Therefore, the demand or average revenue curve facing a firm under perfect competition is perfectly elastic at the ruling price. Since a perfectly competitive firm can sell as much as it wants without affecting the price, addition made to total revenue by an extra unit of out put, i.e marginal revenue, is equal to the price (average revenue) of the commodity. Therefore the average revenue or demand curve and marginal revenue would coincide with each other for a firm under perfect completion. Given the price OP, the firm will fix its output where its profits are he maximum. Profits are the largest at the level of output for which marginal cost is equal to marginal revenue and the marginal curve cuts the marginal revenue from below. Firms equilibrium in the long run. The long run is a period of time long enough to permit changes in the variable as well as in the fixed factors. In the long run equilibrium refers to a situation where free and full scope of adjustment has been allowed to economic forces. Both in short run and long run, firm in perfect completion is in equilibrium at that output at which marginal cost equal cost price (or marginal revenue). But in the long run, for a perfectly competitive firm to be in equilibrium besides marginal cost being equal to price. Price must also be equal to average cost. For a perfect competition firm to be in equilibrium. in the long run the following two conditions must be satisfied. Price = marginal cost Price = average cost Equilibrium of industry: The concept of equilibrium of industry is of great importance in the analysis of price determination, particularly in product pricing. An industry Is said to be in equilibrium where there is no tendency for its output to increase or decrease. The output of the industry can vary firstly by the expansion or contraction of output by the inpidual firms and second by the entry or exit of the firms. Thus industry would be in fequilibri9um when neither the inpidual firms have intensive to change their output nor is there any tendency for new firms to new firm to enter or existing firm to leave it. Conditions of equilibrium. The following two conditions must be satisfied if there is to be equilibrium of the industry. (a) Each and every firm in the industry should be in equilibrium. This will happen at that output of a firm where marginal cost is equal to marginal revenue, and marginal revenue cost curve cuts marginal revenue below at the equilibrium point. (b)The second condition is that the industry as a whole should be in equilibrium that is there should be no tendency for the either to move into or out of the industry. This will happen when all the entrepreneurs are earning only normal profits. An industry will be earning normal profits if the price (AR) is to average cost. (AC) . If the price is higher, then obviously normal than normal profits are being made and new fill be attracted to the industry. REFERENCES Anonymous. A Not So Great 2008: Emerging Trends Report.National Real Estate Investor (Online Exclusive),(Oct 17, 2007). Baumol W, (1992); Economics principles Australia, edn, Harcourt Brace Jovanovich BLIX, Marten, 1995, Underlying Inflation- A Common Trends Approach, Bank of Sweden Working Paper No.23 Elkington J.(2001); The Chrysalis Economy, Capstone, oxford. Hahn, E, Core Inflation in the Euro Area: An Application of the Generalized Dynamic Factor Model, Center for financial Studies Working Paper No. 2002/11 (Frankfurt Center for Financial Studies) McTaggart D Finlay C Economics, Pearson education AustraliaWaud R (1997); Macroeconomics; Pearson, Longman.

Dear America Dreams In the Golden Country The Diary of Zipporah Faldman, A Jewish imigrant Girl

Dear America Dreams In the Golden Country The Diary of Zipporah Faldman, A Jewish imigrant Girl September 1, 1903My name is Zipporah Faldman. I am a 12 year old Jewish girl from Russia. I have two older sisters. The oldest is Tovah. She is 16. The middle child is Miriam. She is 15 and I zipporah (Zippy for short), am the youngest. I am 12 years old. Me, my two sister and my mother are finally going to America.September 2, 1903I am so confused and Lost. I am not at home is Russia. I really don't like America. My oldest sister Tovah says that I shouldn't hate America until I have lived here two years. I don't get what she is saying but I still have America. I could list a bazillion things that I hate. One thing for sure is that I don't like change.September 3, 1903I am finally at my American home. I kind of like it. It's bigger than our one room house in Russia.English: Miriam depicted on the rightAmazingly, It's a three bedroom house!!! I am feeling so much more lucky to have the family that I have. I am starting to like America a little bit. New York, Elliss Islad is amazing.Se ptember 11, 1903Tovah is teaching me english, it's really interesting. I am going to start going to school on Monday. I am really nervouse!!! What will happen? Will people hurt me? Now I'm scared!!!!!!! Well, I guss that I will have to wait and see...September 17,1903School is absolutly horrible. I am stuck in a room with a bunch of seven year olds in first grade! The seats are to small. The seats aremade for seven year olds. It's not fair!!!!!!!September 24, 1903I have made a new friend at school, her name is Blue. Although we arent very similar, we still love to talk...

Fourth, Fifth and Sixth Amendment Rights and USA Patriot Act Assignment

Fourth, Fifth and Sixth Amendment Rights and USA Patriot Act - Assignment Example According to the research findings, in the case Katz V. United States the petitioner was disturbed by the following two issues: 1) The Court was asked to determine whether a public telephone booth is a constitutionally protected area so that evidence acquired by attaching an electronic listening recording gadget to the top of such a booth is done in a violation of the right to privacy of the user of the booth. 2) In addition, the Court was to consider whether physical penetration of a constitutionally protected area is required before a search and seizure is said to be in violation of Fourth Amendment to the United States Constitution. In their rulings, the Judges declined to adopt the formulation of the issues. In the first formulation, the Judges held that the correct solution to the Fourth Amendment challenge is not necessarily promoted by incantation of the phrase, ‘constitutionally protected area.’ In addition, the Fourth Amendment cannot be translated into a genera l constitutional ‘right to privacy.’ The Fourth Amendment is solely meant to safeguard individual’s privacy against some kinds of governmental intrusion with its privacy stretching and has no attachment to privacy. The governmental invasion of individual privacy is protected against by other provisions in the Constitution. However, the protection of a person’s general right to privacy alludes to the protection of one’s right to his property and his life that solely determined by the law of the individual States. The issues were formulated in a misleading manner, and hence the parties attributed great significance to the characterization of the telephone booth from which the petitioner placed his calls. The strenuously suggested that the booth was a constitutionally protected area while the government held that booth was not a constitutionally protected area. The government activities in electronically listening to and recording the petitionerâ€℠¢s words violated the privacy upon which the defendant justifiably relied while using the telephone booth and hence constituted as search and seizure as regard to the Fourth Amendment. The concern is to determine whether the search and seizure conducted complied with the constitutional standards. The Court found it plausible to argue that language aimed particularly during searches and seizures of things that can be searched and seized might safeguard privacy by being employed to eavesdropped evidence of conversations that can neither be searched nor seized.

CURRENT FEDERAL GOVERNMENT INITIATIVES Essay Example | Topics and Well Written Essays - 1000 words

CURRENT FEDERAL GOVERNMENT INITIATIVES - Essay Example Three existing models are used to connect these communities of networked information; hybrid, co-op and federation. Federation combines enterprises that are self-sufficient and maintain an agreement to share and network and allow access to information via a peer to peer system. Co-op combines enterprises that are comprised of smaller enterprises using a combined data repository that share their technology and expenses. Hybrid is obviously a combination of the two which is more beneficial in larger areas where information is shared across geographical areas. Many are formed originally as non-profit and once established change to a profit status. Creating a health information network that is national should be centralized, available on the internet, be governed by both public and private organization and be patient centered, complying with all health information security protocols and standards. Cooperation between government and the public sector is essential and regional level networks need to include harmonization (Conn). Uses of health information can include quality assurance, clinical pathways, protocol development, outcome measurements, health plan performance and underwriting among many other attributes. A health information system can be used by patients, providers, case managers, drug manufacturers, insurance companies, and other payers. Despite technology advances healthcare electronic solutions continue to lag behind other areas in information technology. Electronic personal health care records allow patients to store, view, capture and share information about their health care needs. They are a combination of data, knowledge, and software tools which allow consumers to become more active in their case management. A 2009 survey indicated that 8 of 10 Americans are concerned about their health care data being used inappropriately (McGee). Medical costs are increasing patient exposure and

We Should End War in Middle East Essay Example for Free

We Should End War in Middle East Essay â€Å"American soldiers killed in attack. † This is the latest headline out of Iraq, yet stories like these are all too common, even while the armed forces do their best to censor the reality of the war from reaching the home front. The brutal realities of the war in Iraq cannot be sufficiently censored to prevent Americans from finding out the horrible toll our soldiers pay each day, losing their humanity by killing and losing their minds by having to see their friends’ arms or legs blown off. The American public has finally started to voice its opposition to the protracted war in Iraq, as recent polls and presidential approval ratings show that the public is increasingly upset with the direction the war has taken, even though support for the troops continues to remain high. As it stands, opposition to the war also continues to grow and the polarization that marked the early days of the war is diminishing, as citizens, politicians, members of the armed forces, and even those in the Bush administration are realizing the errant decisions that led to and sustained the war have cost far too muchin billions of taxpayers’ dollars, international economic and political status, and most importantly the lives of tens thousands of Americans and many more Iraqis. Few issues have polarized the political community and general population in the United States as the sustained war in Iraq. While most of the country agreed that invading Afghanistan was necessary to combat terrorism, the decision to invade Iraq was met with mixed feelings at best. At the time, the Bush administration used everything in its power to convince the American public and the world of the righteousness in attacking Iraq. The many reasons, with varying degrees of honesty and accuracy, ranged from the threat of weapons of mass destruction to Iraq’s participation in terrorism to the plain fact that Saddam Hussein was a bad man. Unfortunately, many Americans who would normally be in the middle of the road on such issues were blinded by the administration’s continued propaganda about having to support a president during wartime, regardless of the terrible decisions or unexplained actions he takes, and many also believed that Iraq was involved in the terrorist attacks of September 11, 2001. A Washington Post poll of 1,003 adults taken in August of 2003 found that nearly 70% of Americans polled believed that Saddam Hussein was personally involved in Al Qeada’s attacks on the United States; a Time/CNN poll conducted around the same time found Americans more closely split on whether the military action in Iraq was worth the price in America lives, taxpayer dollars and other costs — 49% said yes, 43% no and 8% were unsure (â€Å"Poll: 70% Believe Saddam, 9-11 Link†). With its aims justified in the eyes of the misinformed American public, in March of 2003 the Bush administration got its wish to expand the war in the Middle East to include Iraq. This initial invasion was a showcase for the massive military industrial complex that provided scores of new technological advances in recent years designed to maximize death. Memorable images from the invasion include the â€Å"shock and awe† campaign of large bombs and missiles tearing up Baghdad, the famous toppling of the Saddam Hussein statue by Iraqi civilians, and President George Bush landing in a fighter jet upon an aircraft carrier, only to give a speech in front of a large banner that read â€Å"Mission Accomplished! † The tragically comedic irony of that banner can only be understood in hindsight, and only by those fortunate enough not to have been in Iraq. Over four years later, the mission has not been accomplished, unless the mission was to create the highest possible revenues for international oil companies at the expense of young American lives. Additionally, the Bush administration’s decision to invade Iraq eroded much of the international good will created by the September 11 attacks. Many countries that supported the U. S. invasion of Afghanistan see the invasion of Iraq as unnecessary and nothing more than the act of a bully, the world’s lone superpower. However, most Americans chose to dismiss the loud opinions of the international community as being shortsighted and not relatable. The economic impact of the war in Iraq is felt by all Americans each time they pump gas. In the four years since the U. S. invaded Iraq, Iraqi oilfields and associated infrastructure have sustained 400 attacks, and oil production in the country has fallen from 1. 95 barrels per day during the first quarter of 2007, short of the U. S. goal of 2. 5 million barrels per day and the previous mark of 3. 7 million under Saddam Hussein (Miller). It is also highly reported in the media and amongst citizens that companies like Haliburton, associated with Vice President Dick Cheney, have benefited immensely from the reconstruction contracts in Iraq, leading many to believe that the war is solely for oil. The fact that oil companies are now making record profits seem to reinforce these ideas. But, another consequence of U. S. action in Iraq is that the dollar is losing its international value. The dollar has weakened against the euro, gold, copper, and other assets, and when Bush came in to office, a dollar equated to . 987 euros while now it is at . 5 (Miller). While oil gets more expensive, the dollar weakens, in large part due America’s overwhelming dependence on it and the massive expenditures of oil, resources, and money on the war in Iraq. The business side of the war in Iraq seems to have little benefit for common Americans, who are really the ones paying the most for it in terms of dollars. Top economists estimate that the total costs for the war will exceed $2 trillion. The Bush administration predicted in 2002 that the war would cost between $100 billion and $200 billion, but according to a 2006 study by Nobel Prize winning economist Joseph E.  Stiglitz and Harvard lecturer Linda Bilmes, after factoring in long-term healthcare for wounded US veterans, rebuilding a worn-down military, and accounting for other unforeseen bills and economic losses, the total could reach far above the $700 million it has so far cost for the war effort alone (Bender). With so many domestic issues requiring effort and money to rectify, this extended war does little to provide health care for the millions of Americans without it, or maintain the country’s infrastructure. A former economic advisor to President Bill Clinton, Stiglitz based the study on past conflicts, the current war’s impact on the ballooning federal deficit, its ripple effects on overall economic growth and investment, and losses in productivity (Bender). The increasing economic costs, combined with the economic downturn experienced during Bush’s time in office is borderline catastrophic, but actually compares little to the greatest cost of the war, which is the cost of human lives. As this speech is being written, the war has cost a total of 4,000 U. S. oldiers’ lives according to the latest body counts, and the violence continues to not on maintain its horrible pace, but even shows signs of increasing, as daily reports of not only American casualties but Iraqi civilian casualties roll in. In the same report the daily violence against civilians included a suicide truck bomber in the Sulaiman Bek city hall, a predominantly Sunni area of northern Iraq, which killed at least 16 people and wounded 67; add to this at least 21 other Iraqis that were killed or found dead in attacks nationwide and life in the U. S. -occupied country becomes more apparent (Gamel). While it is impossible to say that Iraq was a peaceful country under the regime of Saddam Hussein, it is easy to say that it is not at all peaceful under the regime of George W. Bush. This has led to a negative view of the United States by many of the Iraqi that are supposed to be helped. According to Iraqi author, Abdul Hadi al-Khalili, who was kidnapped in broad daylight by gunmen and forced to pay $30,000 to be released, this is a product of American occupation: â€Å"Crimes like carjacking, murder, and kidnapping were nearly unheard of during the years of Saddam’s repressive police state. The United States successfully dismantled Saddam’s government but completely failed to bring a sense of law and order to the nation of Iraq† (Al-Marashi and Hadi al-Khalili). It is apparent that the war in Iraq is bad for Americans, Iraqis, and creates a world in which countries are afraid of what the next unilateral action of the U. S. will be. An invasion of Iran, perhaps? There has been discussion along these lines, but one can only hope common sense prevails over fantastical dreams of hawks in the government. One of the quietest statistics from the war is the number of servicemen and women wounded in action. Because the armed forces keep such firm control on media and personal reports by the soldiers, the American public is largely unaware of the sheer numbers of soldiers that come back from Iraq gravely wounded. According to the latest reports by the Department of Defense, the total U. S.  Iraq War casualties stand at over 56,000; this figure includes the nearly 28,000 wounded by hostile action and almost double that amount for soldiers who were evacuated for illness and non-hostile action, a blanket description that also includes soldiers who commit suicide (White). The thing that differentiates the war in Iraq from previous wars is that the fatality rate is misleading and the casualty rate is significantly higher than Vietnam and Korea, which experienced fewer than three people wounded for every death, and the World Wars, in which there were less than two (Bilmes). Some of this can be attributed to better medical technology and the use of body armor, but the overall theme is that there are and will continue to be a large amount of wounded veterans, both physically and psychologically, coming back to the United States needing treatment on an already grossly understaffed and under-funded Veteran Affairs administration. So far, more than 200,000 veterans from Iraq and Afghanistan have been treated at VA medical facilities — three times what the VA projected, according to a Government Accountability Office analysis; of these veterans, more than a third have been diagnosed with mental health conditions, and thousands more have crippling disabilities such as brain and spinal injuries (Bilmes). The Veterans Benefits Administration has 400,000 pending claims, some which will never be honored, and of the 1. million service members involved in the war from the beginning, 900,000 are still on active duty, which will only lead to greater problems when their time is up (Bilmes). The conservative estimate of the price wounded veterans will cost the U. S. taxpayers in between $300 billion and $600 billion, not to mention the price the veterans themselves have already paid. No matter what the reasons for fighting the war in Iraq may be it is apparent that those who fought it and those who paid for it will continue to pay for years to come. There is little to suggest that the war in Iraq is justifiable or will have a positive outcome. It has created ill-will towards America from the rest of the world that may last for generations; it has killed possibly hundreds of thousands of humans, and maimed many more; it has left a country in complete shambles with little hope to pull out of it anytime soon; and, it will end up costing far more than it is worth in time, money, and lives. As Americans continue to learn the truths about Iraq and the administration that led us there, it will continue to oppose the poor decisions. As the elections of 2006 showed, Americans are ready for a change. The only thing that remains to be seen is if the American public is ready to initiate that change or blindly maintain the status quo. Their decision is more important than they could ever realize.